SR22 Insurance - Home of the "No Hassle SR22"
Eagle Insurance Agency is Illinois's SR22 insurance expert, and we provide the fastest service in town. Our Insurance companies notify the Secretary of State in Springfield electronically, which means there is no running around for you. With this service, we can help you get your driving privileges reinstated or get your restricted driver’s permit issued quickly. We are committed to offering you the lowest SR22 Insurance rates available with affordable payment plans to fit your needs.
Proof of financial responsibility may be submitted in the form of an SR22 Certificate of Insurance completed by the home office of an insurance company and submitted to the Secretary of State before reinstatement of driving privileges or issuance of a restricted driving permit; Secretary of State reinstatement fee may also apply.
The SR22 form may be obtained by contacting individual insurance companies. Standard liability insurance or insurance binders are not acceptable. When payment is made to an insurance agency, the agent will submit a request for an SR22 certificate to the central office of the insurance company. The SR22 Certificate will be sent directly to the Secretary of State in Springfield. The insurer will receive a copy of the SR22 from the insurance company as well as a letter from the Secretary of State upon acceptance.
The SR22 Certificate may be in the form of an Owner’s Certificate, an Operator’s Certificate, or an Owner’s/Operator’s Certificate. The Owner’s Certificate is required for those who own vehicles and wish to obtain license plates for it; an Operator’s Certificate should be filed for those who do not own vehicles.
The amount of coverage for an SR22 Certificate must be at least $20,000 for one person killed or injured, $40,000 for two or more people killed or injured, and $15,000 for property damage, and the insurance policy must conform to the provisions of the Illinois Vehicle Code.
The SR22 must be maintained for up to three years, depending on the offense. Any lapse in coverage will result in a driver’s license suspension. To avoid future suspensions, it is recommended that the individual renew their insurance a minimum of 30 days before expiration by calling Eagle at (773) 463-7576.